Sellers
"The Producer$" Sellers Portal

 Welcome To The Home Sellers Section For Palm Beach County, All Cities And Florida Areas.

Please Use The Following Valuable Sellers Resources.
 
Save Time Save Money! Put The Power Of
"The Producer$" To Work For You Today!
Dream With Your Eye's Open!
 

Realtor, Local Realtor, Real Estate Agent, Hobe Sound | Jupiter, FL

Local realtor serving the Jupiter, Fl Area. We Have Been Top real Estate Agents For over 30 Years, Proudly Providing Service To Hobe Sound And Surrounding Cities.

 
 
Selling All Areas Of Palm Beach County, All Cities, And Surrounding Areas! All Types Of Homes, Real Estate Investments And Commercial Properties
 
 

Realtor, Local Realtor, Real Estate Agent, Hobe Sound | Jupiter, FL

Local realtor serving the Jupiter, Fl Area. We Have Been Top real Estate Agents For Over 30 Years And Proudly Serving The Hobe Sound, Jupiter, Tequesta And Surrounding Cities.

 
   
   
   
   
   
   
Information For Sellers
 
Selling a Home, Not a House Is One of the great ironies of selling your house is that you must get it in such great condition that you may ask yourself why you would even want to move out.
Your focus right now may be on your own dream home, but consider your current house as someone else’s dream home, and start preparing it for them. Putting a little work into it now makes the entire process of selling your house much more profitable for you in the long run.
 
Choosing A Realtor To Represent You In The Sale Of Your Home Is One Of The Most Important Decisions You Will Make! We "The Producer$" Realtor's Outsell The Fellow Realtor's On Average 10 To 1.  Make The Right Business Decision!
 
Put Our 35 Years Of Real Estate Experience To Work For You Today And Take A Step Above The Crowd With The Power Of "The Producer$"  Dream With Your Eye's Open! 
 

Realtor, Local Realtor, Real Estate Agent, Hobe Sound | Jupiter, FL

Local realtor serving the Jupiter, Fl Area. We have been top real estate agents for over 3 decades, proudly providing service to Hobe Sound And Surrounding Cities.

 
 
 
 
Who Else Do You Need On Your Team?
 
While a great real estate agent is key to selling your home, you will actually be employing a team of specialists to get you through the process. Your real estate agent is well-connected and in many cases they will be able to recommend people who will handle all the services that go with fixing-up and selling your home, including: lenders, pest control specialists, home warranty companies, inspection companies, contractors, and plumbers.
Timing It Right
 
When you are selling your home and buying a new one at the same time, the ability to juggle the responsibilities of both can protect you from headaches. Avoid having to handle two giant chores at once by starting early. Make a list of whom you need to notify about your change of address, including utility companies and credit card companies. Start packing the knick- knacks and off-season items you won’t be needing before the move. If you can start doing repairs around the home as early as possible -- even a full year prior to the sale of your home --you will be able to avoid a huge bill right before the sale.
Lighten The Load
 
As you begin packing to move to your new home, the realization will probably hit you like a ton of bricks: You have a ton of stuff. Rather than packing it all and lugging it to your new house just to stuff it into the garage and closets, lighten your load and make your move easier. A garage sale is a great way to unload lots of your little-used items and make a little extra cash to spend on decorating your new home. You can also sell some of your rarer possessions on auction sites such as Ebay. You may get a pretty penny for old toys and books which might have sold for a lesser price at your garage sale. Also consider donating furniture and clothing to charity. You’ll be doing something good for yourself and for others.
Seller Tips Understanding Agency
 
It’s important to understand what legal responsibilities your
real estate salesperson has to you and to other parties in the transactions. Ask your salesperson to explain what type of agency relationship you have with him or her and with the brokerage company.
 
1. Seller's Representative: (also known as a listing agent or seller's agent). A seller's agent is hired by and represents the seller. All fiduciary duties are owed to the seller. The agency relationship usually is created by a listing contract.
 
2. Subagent: A subagent owes the same fiduciary duties to the agent's principal as the agent does. Sub-agency usually arises when a cooperating sales associate from another brokerage, who is not representing the buyer as a buyer’s representative or operating in a non-agency relationship, shows property to a buyer. In such a case, the sub-agent works with the buyer as a customer but owes fiduciary duties to the listing broker and the seller. Although a sub-agent cannot assist the buyer in any way that would be detrimental to the seller, a buyer-customer can expect to be treated honestly by the sub-agent. It is important that sub-agents fully explain their duties to buyers.
 
3. Buyer's Representative: (also known as a buyer’s agent). A real estate licensee who is hired by prospective buyers to represent them in a real estate transaction. The buyer's representative works in the buyer's best interest throughout the transaction and owes fiduciary duties to the buyer. The buyer can pay the licensee directly through a negotiated fee, or the buyer's rep may be paid by the seller or by a commission split with the listing broker.
 
4. Disclosed Dual Agent: Dual agency is a relationship in which the brokerage firm represents both the buyer and the seller in the same real estate transaction. Dual agency relationships do not carry with them all of the traditional fiduciary duties to the clients. Instead, dual agents owe limited fiduciary duties. Because of the potential for conflicts of interest in a dual-agency relationship, it's vital that all parties give their informed consent.In many states, this consent must be in writing. Disclosed dual agency, in which both the buyer and the seller are told that the agent is representing both of them is legal in most states. This Agency Is Usually Found With Commercial Properties.
 
5. Designated Agent: (also called, among other things, appointed agency). This is a brokerage practice that allows the managing broker to designate which licensees in the brokerage will act as an agent of the seller and which will act as an agent of the buyer. Designated agency avoids the problem of creating a dual-agency relationship for licensees at the brokerage. The designated agents give their clients full representation, with all of the attendant fiduciary duties. The broker still has the responsibility of supervising both groups of licensees.
 
6. Non-Agency Relationship:(called, among other things a transaction broker or facilitator). Some states permit a real estate licensee to have a type of non-agency relationship with a consumer. These relationships vary considerably from state to state, both as to the duties owed to the consumer and the name used to describe them. Very generally, the duties owed to the consumer in a non-agency relationship are less than the complete, traditional fiduciary duties of an agency relationship.
 
 FL Statue #475.278 Authorized brokerage relationships; presumption of transaction brokerage; required disclosures.

(1)BROKERAGE RELATIONSHIPS.—

(a)Authorized brokerage relationships.—A real estate licensee in this state may enter into a brokerage relationship as either a transaction broker or as a single agent with potential buyers and sellers. A real estate licensee may not operate as a disclosed or non-disclosed dual agent. As used in this section, the term “dual agent” means a broker who represents as a fiduciary both the prospective buyer and the prospective seller in a real estate transaction. This part does not prevent a licensee from changing from one brokerage relationship to the other as long as the buyer or the seller, or both, gives consent as required by sub-paragraph (3)(c)

2. before the change and the appropriate disclosure of duties as provided in this part is made to the buyer or seller. This part does not require a customer to enter into a brokerage relationship with any real estate licensee.                                                
(b) Presumption of transaction brokerage.—It shall be presumed that all licensees are operating as transaction brokers unless a single agent or no brokerage relationship is established, in writing, with a customer. 
 
(2) TRANSACTION BROKER RELATIONSHIP.—A transaction broker provides a limited form of representation to a buyer, a seller, or both in a real estate transaction but does not represent either in a fiduciary capacity or as a single agent. The duties of the real estate licensee in this limited form of representation include the following:

(a)Dealing honestly and fairly;

(b) Accounting for all funds;

(c) Using skill, care, and diligence in the transaction;

(d) Disclosing all known facts that materially affect the value of              residential real property and are not readily observable to                the buyer;

(e)Presenting all offers and counteroffers in a timely manner,                unless a party has previously directed the licensee                            otherwise in writing;

(f) Limited confidentiality, unless waived in writingby a party. This limited confidentiality will prevent disclosure that the seller will accept a price less than the asking or listed price, that the buyer will pay a price greater than the price submitted in a written offer, of the motivation of any party for selling or buying property, that a seller or buyer will agree to financing terms other than those offered, or of any other information requested by a party to remain confidential; and

(g) Any additional duties that are mutually agreed to with a                     party.

(3) SINGLE AGENT RELATIONSHIP.—

(a) Single agent–duties.—The duties of a real estate licensee                 owed to a buyer or seller who engages the real estate licensee         as a single agent include the following:

1. Dealing honestly and fairly;

2. Loyalty;

3. Confidentiality;

4. Obedience;

5. Full disclosure;

6. Accounting for all funds;

7. Skill, care, and diligence in the transaction;

8. Presenting all offers and counteroffers in a timely manner,                unless a party has previously directed the licensee otherwise          in writing; and

9. Disclosing all known facts that materially affect the value of              residential real property and are not readily observable.

(b) Disclosure requirements.

1. Single agent disclosure.—Duties of a single agent must be fully described and disclosed in writing to a buyer or seller either as a separate and distinct disclosure document or included as part of another document such as a listing agreement or other agreement for representation. The disclosure must be made before, or at the time of, entering into a listing agreement or an agreement for representation or before the showing of property, whichever occurs first. When incorporated into other documents, the required notice must be of the same size type, or larger, as other provisions of the document and must be conspicuous in its placement so as to advise customers of the duties of a single agent, except that the first sentence of the information identified in paragraph (c) must be printed in uppercase and bold type.

2. Transition to transaction broker disclosure.—A single agent relationship may be changed to a transaction broker relationship at any time during the relationship between an agent and principal, provided the agent first obtains the principal’s written consent to the change in relationship. This disclosure must be in writing to the principal either as a separate and distinct document or included as part of other documents such as a listing agreement or other agreements for representation. When incorporated into other documents, the required notice must be of the same size type, or larger, as other provisions of the document and must be conspicuous in its placement so as to advise customers of the duties of limited representation, except that the first sentence of the information identified in sub-paragraph (c)2. must be printed in uppercase and bold type.
 
(c) Contents Of Disclosure 
 
1. Single agent duties disclosure.—The notice required under subparagraph (b)1. must include the following information in the following form:

SINGLE AGENT NOTICE

FLORIDA LAW REQUIRES THAT REAL ESTATE LICENSEES OPERATING AS SINGLE AGENTS DISCLOSE TO BUYERS AND SELLERS THEIR DUTIES.

As a single agent, (insert name of Real Estate Entity and its Associates) owe to you the following duties:

1. Dealing honestly and fairly;

2. Loyalty;

3. Confidentiality;

4. Obedience;

5. Full disclosure;

6. Accounting for all funds;

7. Skill, care, and diligence in the transaction;

8. Presenting all offers and counteroffers in a timely manner,             unless a party has previously directed the licensee otherwise in writing; and

9. Disclosing all known facts that materially affect the value of residential real property and are not readily observable.


Date


Signature

 
 
 
 2. Transition disclosure.—To gain the principal’s written consent to a change in relationship, a licensee must use the following disclosure:
 
CONSENT TO TRANSITION TO
TRANSACTION BROKER

FLORIDA LAW ALLOWS REAL ESTATE LICENSEES WHO REPRESENT A BUYER OR SELLER AS A SINGLE AGENT TO CHANGE FROM A SINGLE AGENT RELATIONSHIP TO A TRANSACTION BROKERAGE RELATIONSHIP IN ORDER FOR THE LICENSEE TO ASSIST BOTH PARTIES IN A REAL ESTATE TRANSACTION BY PROVIDING A LIMITED FORM OF REPRESENTATION TO BOTH THE BUYER AND THE SELLER. THIS CHANGE IN RELATIONSHIP CANNOT OCCUR WITHOUT YOUR PRIOR WRITTEN CONSENT.

As a transaction broker, (insert name of Real Estate Firm and it's Associates), provides to you a limited form of representation that includes the following duties:

1. Dealing honestly and fairly;

2. Accounting for all funds;

3. Using skill, care, and diligence in the transaction;

4. Disclosing all known facts that materially affect the value of            residential real property and are not readily observable to the          buyer;

5. Presenting all offers and counteroffers in a timely manner,               unless a party has previously directed the licensee otherwise in       writing;

6. Limited confidentiality, unless waived in writing by a party.              This limited confidentiality will prevent disclosure that the seller      will accept a price less than the asking or listed price, that the         buyer will pay a price greater than the price submitted in a                written offer, of the motivation of any party for selling or buying     property, that a seller or buyer will agree to financing terms other    than those offered, or of any other information requested by a          party to remain confidential; and

7. Any additional duties that are entered into by this or by                   separate written agreement.

Limited representation means that a buyer or seller is not responsible for the acts of the licensee. Additionally, parties are giving up their rights to the undivided loyalty of the licensee. This aspect of limited representation allows a licensee to facilitate a real estate transaction by assisting both the buyer and the seller, but a licensee will not work to represent one party to the detriment of the other party when acting as a transaction broker to both parties.

I agree that my agent may assume the role and duties of a transaction broker. [must be initialed or signed]                                     

(4) NO BROKERAGE RELATIONSHIP.—

(a)No brokerage relationship–duties.—A real estate licensee owes to a potential seller or buyer with whom the licensee has no brokerage relationship the following duties:

1. Dealing honestly and fairly;

2. Disclosing all known facts that materially affect the value of              the residential real property which are not readily observable            to the buyer; and

3. Accounting for all funds entrusted to the licensee.

(b) Disclosure requirements.—Duties of a licensee who has no brokerage relationship with a buyer or seller must be fully described and disclosed in writing to the buyer or seller. The disclosure must be made before the showing of property. When incorporated into other documents, the required notice must be of the same size type, or larger, as other provisions of the document and must be conspicuous in its placement so as to advise customers of the duties of a licensee that has no brokerage relationship with a buyer or seller, except that the first sentence of the information identified in paragraph (c) must be printed in uppercase bold type.                                                            

(c) Contents of disclosure.The notice required under paragraph
 
(b) must include the following information in the following form:

NO BROKERAGE RELATIONSHIP NOTICE

FLORIDA LAW REQUIRES THAT REAL ESTATE LICENSEES WHO HAVE NO BROKERAGE RELATIONSHIP WITH A POTENTIAL SELLER OR BUYER DISCLOSE THEIR DUTIES TO SELLERS AND BUYERS.

As a real estate licensee who has no brokerage relationship with you, (insert name of Real Estate Entity and its Associates) owe to you the following duties:

1. Dealing honestly and fairly;

2. Disclosing all known facts that materially affect the value of             residential real property which are not readily observable to the       buyer.

3. Accounting for all funds entrusted to the licensee.

(Date) (Signature)

(5) APPLICABILITY.

(a) Residential sales.—The real estate licensee disclosure                     requirements of this section apply to all residential sales. As           used in this subsection, the term “residential sale” means the         sale of improved residential property of four units or fewer,              the sale of unimproved residential property intended for use            of four units or fewer, or the sale of agricultural property of 10          acres or fewer.

(b) Disclosure limitations.

1. The real estate disclosure requirements of this section do not apply when a licensee knows that the potential seller or buyer is represented by a single agent or a transaction broker; or when an owner is selling new residential units built by the owner and the circumstances or setting should reasonably inform the potential buyer that the owner’s employee or single agent is acting on behalf of the owner, whether because of the location of the sales office or because of office signage or placards or identification badges worn by the owner’s employee or single agent.

2. The real estate licensee disclosure requirements of this section do not apply to: nonresidential transactions; the rental or leasing of real property, unless an option to purchase all or a portion of the property improved with four or fewer residential units is given; a bonafide “open house” or model home showing that does not involve eliciting confidential information, the execution of a contractual offer or an agreement for representation, or negotiations concerning price, terms, or conditions of a potential sale; unanticipated casual conversations between a licensee and a seller or buyer which do not involve eliciting confidential information, the execution of a contractual offer or agreement for representation, or negotiations concerning price, terms, or conditions of a potential sale; responding to general factual questions from a potential buyer or seller concerning properties that have been advertised for sale; situations in which a licensee’s communications with a potential buyer or seller are limited to providing general factual information, oral or written, about the qualifications, background, and services of the licensee or the licensee’s brokerage firm; auctions; appraisals; and dispositions of any interest in business enterprises or business opportunities, except for property with four or fewer residential units.

 
Five Things to Do Before You Sell
 
1. Get Estimates from a reliable repair person on items that need to be replaced soon, a roof or worn carpeting, for example. In this way, buyers will have a better sense of how much these needed repairs will affect their costs.
 
2. Have A Termite Inspection to prove to buyers that the property is not infested.
 
3. Get A Pre-Sale Home Inspection so you'll be able to make repairs before buyers become concerned and cancel a contract.
 
4. Gather Together Warranties And Guarantees on the Air Conditioner, Major appliances, and other items that will remain with the house.
 
5. Fill Out A Disclosure Form Provided By Your Sales Associate. Take the time to be sure that you don’t forget problems, however minor, that might create liability for you after the sale.
Tips for Holding a Yard Sale
 
1. Check with your city government to see if you need a permit or        license.
 
2. See if neighbors want to participate and have a “block” sale to         attract more visitors.
 
3. Advertise. Put an ad in free classified papers, put up signs and       balloons at major intersections and in stores near your home.
 
4. Price items ahead and attach prices with removable stickers.           Remember, yard sales are supposed to be bargains, so don’t try     to sell anything of significant value this way.
 
5. Check items before the sale to be sure you haven’t including           something you want by mistake
 
6. Keep pets away from the sale.
 
7. Display everything neatly and individually so customers don’t         have to dig through boxes.
 
8. Have an electrical outlet so buyers can test appliances.
 
9. Have plenty of bags and newspaper for wrapping fragile items.
 
10. Get enough change , and keep a close eye on your cash.
 
11. Use a yard sale to reduce the clutter in your home and get rid of       items you don’t want to move. 
Ten Ways to Make Your House More Salable
 
1. Get rid of clutter.Throw out or file stacks of newspapers and magazines. Pack away most of your small decorative items. Store out-of-season clothing to make closets seem roomier. Clean out the garage.
 
2. Wash your windows and screens to let more light into the interior.
 
3. Keep everything extra clean. Wash fingerprints from light switch plates. Mop and wax floors. Clean the stove and refrigerator. A clean house makes a better first impression and convinces buyers that the home has been well cared for.
 
4. Get rid of smells. Clean carpeting and drapes to eliminate cooking odors, smoke, and pet smells. Open the windows.
 
5. Put higher wattage bulbs in light sockets to make rooms seem brighter, especially basements and other dark rooms. Replace any burnt-out bulbs.
 
6. Make minor repairs that can create a bad impression. Small problems such as sticky doors, torn screens, cracked caulking, or a dripping faucet may seem trivial, but they’ll give buyers the impression that the house isn’t well maintained.
 
7. Tidy your yard. Cut the grass, plant some flowers, trim the bushes, and edge the walks. Put a pot or two of bright flowers near the entryway.
 
8. Patch holes in your driveway or pressure clean and reapply sealant, if applicable.
 
9. Clean your gutters
 
10. Polish your front doorknob and door numbers.
Five Ways to Speed Up Your Sale
 
1. Price it right. Set a price at the lower end of your property’s realistic price range.
 
2. Get your house market ready for at least two weeks before you begin showing it.
 
3. Be flexible about showings. It’s often disruptive to have a house ready to show on the spur of the moment, but the more often someone can see your home, the sooner you’ll find a seller.
 
4. Be ready for the offers. Decide in advance what price and terms you’ll find acceptable.
  
5. Don’t refuse to drop the price. If your home has been on the market for more than 3 days without an offer, be prepared to lower your asking price.
Seven Steps To Preparing For An Open House
 
1. Hire a cleaning service. A spotlessly clean home is essential; dirt will turn off a prospect faster than anything.
 
2. Mow your lawn, and be sure toys and yard equipment are put away.
 
3. Serve cookies, coffee, and soft drinks. It creates a welcoming touch. But be sure the kitchen has been cleaned up; use disposable cups so the sink doesn’t fill up.
 
4. Lock up your valuables, jewelry, and money. Although the real estate salesperson will be on site during the open house, it’s impossible to watch everyone all the time.
 
5. Turn on all the lights. Even in the daytime, incandescent lights add sparkle.
 
6. Send your pets to a neighbor or take them outside. If that’s not possible, crate them or confine them to one room (a basement or bath), and let the salesperson know where to find them.
 
7. Leave. It’s awkward for prospective buyers to looking your closets and express their opinions of your home with you there.
Ten Ways To Make Your Home
Irresistible At An Open House
1. Put fresh or silk flowers in principal rooms for a touch of color.
 
2. Add a new shower curtain, fresh towels, and new guest soaps to every bath.
 
3. Set out potpourri or fresh baked goods for a homey smell.
 
4. Set the table with pretty dishes and candles.
 
5. Buy a fresh doormat with a clever saying.
 
6.Take one or two major pieces of furniture out of every room to create a sense of spaciousness.
 
7. Put away kitchen appliances and personal bathroom items to give the illusion of more counter space.
 
8. Lay a fire in the fireplace. Or put a basket of flowers there if it’s not in use.
 
9. Depersonalize the rooms by putting away family photos,mementos, and distinctive artwork.
 
10.Turn on the sprinklers for 30 minutes to make the lawn sparkle.
Seven Terms to Watch For In A Purchase Contract
 
1. The closing date. See if the date the buyer wants to take title is reasonable for you.
 
2. Date of possession, See if the date of the buyer wants to move and is reasonable for you.
 
3. The earnest money. Look for the largest earnest money deposit possible; since it is forfeited if the buyer backs out, a large deposit is usually a good indication of a sincere buyer.
 
4. Fixtures and personal property. Check the list of items that the buyer expects to remain with the property and be sure it’s acceptable.
 
5. Repairs. Determine what the requested repairs will cost and whether you’re willing to do the work or would rather lower the price by that amount.
 
6. Contingencies. See what other factors the buyer wants met before the contract is final —inspections, selling a home, obtaining a mortgage, review of the contract by an attorney. Set time limits on contingencies so that they won’t drag on and keep your sale from becoming final.
 
7. The contract expiration date. See how long you have to make a decision on the offer.
12 Questions to Ask When Choosing A
Real Estate Practitioner
1. How long have you been in residential real estate sales? Is it your full-time job? (While experience is no guarantee of skill, real estate, like many other professions, is mostly learned on the job.)
 
2. Are you a REALTOR® ? (Members of the National Association of REALTORS® , a trade organization of more than 1000,000 members nationwide, subscribe to a stringent code of ethics that helps guarantee the highest level of service and integrity.)
 
3. What designations do you hold? (Designations such as GRI and CRS, which require that agents take additional, specialized real estate training, are held by only about one-quarter of real estate practitioners). 
 
4. How many homes did you and your company sell last year?
 
5. How many days did it take you to sell the average home? How did that compare to the overall market?
 
6. How close to the initial asking prices of the homes you sold were the final sale prices?
 
7. What types of specific marketing systems and approaches will you use to sell my home? (Look for someone who has aggressive, innovative approaches, not just someone who’s going to put a sign in the yard and hope for the best.)
 
8. Will you represent me exclusively,or will you represent both the buyer and the seller in the transaction? (While it’s usually legal to represent both parties in a transaction, it’s important to understand where the agent’s obligations lie. A good agent will explain the agency relationship to you and describe the rights of each party. It’s also possible to insist that the agent represent you exclusively.)
 
9. Can you recommend service providers who can assist me in obtaining a mortgage, making repairs on my home, and other things I need done? (Keep in mind here that agents should generally recommend more than one provider and should tell you if they receive any compensation from any provider.)
 
10. What type of support and supervision does your brokerage office provide to you? (Having resources such as in-house support staff, access to a real estate attorney, or assistance with technology can help an agent sell your home.)
 
11. What’s your business philosophy? (While there’s no right answer to this question, the response will help you assess what’s important to the agent—fast sales, service, etc.—and determine how closely the agent’s goals and business emphasis mesh with your own.)
 
12. How will you keep me informed about the progress of my transaction? How frequently? Using what media? (Again, this is not a question with a correct answer, but that one reflects your desires. Do you want updates twice a week or don’t want to be bothered unless there’s a hot prospect? Do you prefer phone, e-mail, or a personal visit?)
What You'll Net at Closing 
 
To find out how much money you’ll net from your house, add up your closing costs and subtract them from the sale price of the house.
 
Closing Costs for Sellers.......
 
Mortgage payoff and outstanding interest .........
 
Prorations for real estate taxes.......
 
Prorations for utility bills, condo dues, and other items paid in arrears....................
 
Closing fees charged by closing agent.......
 
Title policy fees............
 
Home inspections .........
 
Attorney’s fees........
 
Survey charge.......
 
Transfer tax or other government registration fees........
 
Brokerage commission.......
 
Net Total To You .......
Moving Tips for Sellers
1. Give your forwarding address to the post office, usually 2-4 weeks ahead of the move.
 
2. Notify your charge cards, magazine subscriptions, and bank of the change of address.
 
3. Develop a list of friends, relatives, and business colleagues who need to be notified of the move.
 
4. Arrange to have utilities disconnected at your old home and connected at your new one.
 
5. Cancel the newspaper.
 
6. Check insurance coverage for moved items. Usually movers only cover what they pack.
 
7. Clean out appliances and prepare them for moving, if applicable.
 
8. Note the weight of the goods you’ll have moved, since long-distance moves are usually billed according to weight. Watch for movers that use excessive padding to add weight.
 
9. Check with your condo or co-op about restrictions on using the elevator or particular exits.
 
10. Have a “first open” box with the things you’ll need most—toilet paper, soap, trash bags, scissors, hammer, screwdriver, pencils and paper, cups and plates, water, snacks, and toothpaste.
Eight Items to Have On Hand for the New Owners
 
1. Owner’s manuals for items left in the house
 
2. Warranties for any items left in the house
 
3. A list of local service providers—the best dry cleaner, yard service, etc.
 
4. Garage door opener
 
5. Extra sets of house keys
 
6. Code to burglar alarm and phone number of monitoring service if not discontinued.
 
7. Condominium Or Homeowner Documents
 
8. Keys to community pool & common areas
Twenty Low-Cost Ways To Spruce Up Your Home
 
Make your home more appealing for yourself and for potential buyers with these quick and easy tips.
 
1.Trim bushes so they don’t block windows and cut down on light
 
2. Buy a new doormat.
 
3. Put a pot of bright flowers (or a small evergreen in winter) on your porch.
 
4. Put new doorknobs on your front door
 
5. Put a fresh coating on your driveway or Pressure Clean.
 
6. Edge the grass around walks and trees.
 
7. Keep your garden tools out of site.
 
8. Be sure kids put away their toys
 
9. Buy a new mailbox
 
10. Upgrade your outside lighting.
 
11. Use warm, incandescent light bulbs for a homey feel.
 
12. Polish or replace your house numbers.
 
13. Clean your gutters.
 
14. Put out potpourri burn scented candles
 
15. Buy new pillows for the sofa
 
16. Buy a flowering plant and put in a window you pass by frequently
 
17. Make a center piece for your table with fruit or artificial flowers.
 
18. Replace heavy curtains with sheer ones that let in more light.
 
19. Buy new towels
 
20. Put a seasonal wreath on your door
What is Appraised Value
 
1. It’s an objective opinion of value,but it’s not an exact science so appraisals may differ. 
 
2. For buying and selling purposes, appraisals are usually based on market value—what the property could probably be sold for. Other types of value include insurance value, replacement value, and assessed value for property tax purposes.
 
3. Appraised value is not a constant number. Changes in market conditions can dramatically alter appraised value.
 
4. Appraised value doesn’t consider special considerations, like the need to sell rapidly.
 
5. Lenders usually use either the appraised value or the sale price,whichever is less, to determine the amount of the mortgage they will offer.
Understanding Capital Gains in Real Estate
 
When you sell a stock, you owe taxes on \ your gain—the difference between what you paid for the stock and what you sold it for. The same is true with selling a home (or a second home), but there are some special considerations. How to Calculate Gain In real estate, capital gains are based not on what you paid for the home, but on its adjusted cost basis. To calculate this:
 
1.Take the purchase price of the home: This is the sale price, not the amount of money you actually contributed at closing.
 
2. Add Adjustments: ---Cost of the purchase—including transfer fees, attorney fees, inspections, but not points you paid on your mortgage ---Cost of sale—including inspections, attorney’s fee, real estate commission, and money you spent to fix up your home just prior to sale. --Cost of improvements—including room additions, deck, etc. Note here that improvements do not include repairing or replacing something already there, such as putting on a new roof or buying a new furnace.
 
3.The total of this is the adjusted cost basis of your home.
 
4. Subtract this adjusted cost basis from the amount you sell your home for. This is your capital gain.
 
A Special Real Estate Exemption for Capital Gains Since 1997, up to $250,000 in capital gains ($500,000 for a married couple) on the sale of a home is exempt from taxation if you meet the following criteria You have lived in the home as your principal residence for two out of the last five years. You have not sold or exchanged another home during the two years preceding the sale. Also note that as of 2003, you may also qualify for this exemption if you meet what the IRS calls “unforeseen circumstances” such as job loss, divorce, or family medical emergency.
Does Moving Up Make Sense? The Answers To These Questions Will Help You Decide:
 
1. How much equity do you have in your home? Look at your annual mortgage statement or call your lender to find out. Usually, you don’t build up much equity in the first few years of paying a mortgage, but if you’ve owned your home for a number of years, you may have significant unrealized gains.
 
2. Has your income increased enough to cover the extra mortgage costs and the costs of moving.
 
3. Is the neighborhood still a good one for your needs? For example, if you’ve had children, the quality of the schools may be more of a concern now than when you first purchased.
 
4. Can you add on or remodel? If you have a large yard, there might be room to expand your home. If not, your options may be limited? Also, do you want to undertake the headaches of remodeling yourself ?
 
5. How is the home market? If it’s good, you may get top dollar for your home.
 
6. How are interest rates? A low rate not only helps you buy more home, but also makes it easier to find a buyer.
 
Remodeling That Pays Upgrading your home is always appealing, but which enhancements really get you a good return for your money when it’s time to sell?
 
Project Amount You Average Cost Recoup at Sale
 
Remodeling Bathroom...91 percent $22,639
Remodeling Basement...79 percent $33,911
Remodeling Master Suite...77 percent $131,471
Addition Bathroom...81 percent $37,639
Addition Family Room...79 percent $41,514
Addition Roof...67 percent $23,644
Replacement Siding...79 percent $15,622
Replacement Windows...77 percent $24,502.
 
 
Twelve Tips for Hiring A Remodeling Contractor
 
1. Get at least three written estimates
 
2. Get references and call to check on the work. If possible, go by and visit earlier jobs.
 
3. Check with the local Chamber of Commerce or Better Business Bureau for complaints.
 
4. Be sure that the contract states exactly what is to be done and how change orders will be handled.
 
5. Make as small a down payment as possible so you won’t lose a lot if the contractor fails to complete the job.
 
6. Be sure that the contractor has the necessary permits, licenses, and insurance.
 
7. Be sure that the contract states when the work will be completed and what recourse you have if it isn’t. Also remember that in many instances you can cancel a contract within three business days of signing it.
 
8. Ask if the contractor’s workers will do the entire job or whether subcontractors will do parts.
 
9. Get the contractor to indemnify you if work does not meet any local building codes or regulations.
 
10. Be sure that the contract specifies the contractor will clean up after the job and be responsible for any damage.
 
11. Guarantee that materials used meet your specifications.
 
12. Don’t make the final payment until you’re satisfied with the work.
 
 
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Ex-Boca Raton police officer charged with aggravated stalking

www.palmbeachpost.com/news/crime--law/.../nVCLfQAth3DUSl9zrvjVDO/

Jun 29, 2016 - Brian Frederick Duffner, 58, sent a woman with whom he once was in a relationship more than 1,000 text messages within a month — some ... Bond denied for former Boca officer accused of stalking woman

Olivia Hitchcock

Palm Beach Post Staff Writer

4:47 p.m Wednesday, June 29, 2016 Palm Beach County Crime

A former Boca Raton police officer who has been convicted at least once of domestic battery is now being held without bail for aggravated stalking.

Brian Frederick Duffner, 58, sent a woman with whom he once was in a relationship more than 1,000 text messages within a month — some claiming affection, others attacking her and at least one of them an unsolicited sexually explicit photo, court records show.

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